Personalised car finance with MotoNovo

Representative 9.9% APR, Rates from 4.9% APR

We want to help you get a straight forward car finance deal that works for you. Our finance partner, MotoNovo Finance, use your credit score to help determine your APR, whether you have an excellent, fair or even a poor history and our team is here to help you find the right deal for your circumstances.

Below are some examples of the APR you might be able to get based on both your Credit Score and your Loan to Value (the percentage of lending against the total value of the car). This means you can influence the APR you receive based on the size of your deposit and the amount you borrow, as well as your credit score.

These are example APRs only and rates offered will be based on each individual finance proposal.

Excellent Credit Very Good Credit Good Credit Fair Credit Poor Credit
From 4.9% From 7.4% From 10.9% From 13.4% From 16.9%


Your finance explained

• Representative 9.9% APR and rates starting from 4.9%
• Transparent decision making
• Straightforward application process
• Finance can be for new and existing customers
• Pricing is based on each individual customers’ credit score
• A soft credit search is conducted to give you a quote (this doesn’t affect your credit rating)

*Representative example: Cash Price £12,999.00. Deposit £500.00. Total Amount of Credit £12,499.00. 59 Monthly Payments of £262.36 with a final payment of £263.36 which includes an Option to Purchase fee of £1.00. Duration of Agreement is 60 months. Total Amount Payable is £15,742.60. Total Cost of Credit is £3243.60. Annual Fixed Interest Rate of 5.19%. Representative APR 9.9%.